Credit or Debit Card? The Debate Continues….

I’ve written extensively about the advantages and disadvantages of using both credit and debit cards while traveling, but have overlooked one important difference between the two that I’d now like to address.

Simply put, credit card transactions offer consumers better protection from fraud than debit card transactions.

If someone steals your credit card Continue reading

Addendum: Credit Card Foreign Transaction Fees

In my last post I listed two credit cards (Capital One and Discover) that do not charge a fee for foreign transactions.
I’ve since found another card I would like to add to the list.

1) Charles Schwab Bank Invest First Visa Card
In addition to no foreign transaction charges the Charles Schwab Visa has no annual fee and gives you unlimited 2% cash back on purchases, automatically deposited into a Schwab One brokerage account each month. ┬áThe APR is high, 13.24%, so make sure you don’t carry a balance and always read the fine print before signing up.